budget

How to Clean Your Garbage Disposal

June 3, 2019 by Sarah Leave a Comment

jars of vinegar and baking soda on a counter with a sponge and lemon cut in half

A garbage disposal is a great way to keep your kitchen tidy, but shoving bits of food down the drain can breed lots of germs and bacteria. This bacteria can leave a stench throughout your kitchen. Maybe you think you have cleaned it out but the smell just won’t go away. Luckily, there are lots of options to get it clean and smelling fresh.

Store-bought cleansers certainly get the job done, but you never know what harsh chemicals you are bringing into your home. Not only does making your own household cleaners eliminate those chemicals, it is also easy on the wallet. A gallon of distilled white vinegar costs approximately $2 and will last months (and months!) as the base for your household cleaners. Add a box of baking soda to the mix and you’re pretty well set.

Before you get to work on the actual garbage disposal, ensure you have fully cleaned your sink and the surrounding area. Scrub the area with baking soda and a wet cloth. This will loosen up any debris and get the area clean and fresh.

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Budget-Friendly Mother’s Day Gift Ideas

April 22, 2019 by Sarah 1 Comment

Every holiday seems to spark panic over planning and sticker shock over prices for gifts and Mother’s Day is no exception. But, it doesn’t have to be. If you’re prepared and you’re willing to put in a little bit of work you can have a fabulous budget-friendly Mother’s Day.

I’ve gathered some great ideas to celebrate the mother in your life that won’t break the bank. If I do say so myself, she will appreciate these more than a piece of jewelry anyway. 😉

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Budget Friendly Vacation Ideas for Families

April 12, 2019 by Sarah Leave a Comment

picture of family outdoors with blog heading

Are you planning your summer vacation? If so, you may be finding it hard to find budget friendly vacation ideas for your family that everyone will enjoy. If your budget is tight this year, you may need to think outside of the box a bit to find the perfect vacation spot. Use these 8 budget friendly vacation ideas for families as a place to start your planning. You never know what fun may come from a great starting idea!

Check out State or National Parks

Visiting a state or national park near your home can be the perfect budget vacation idea. Usually you will only need to pay a small admission fee to open up all the park has to offer. Go camping, grill out, or grab your pole and go fishing. This is the perfect option for those that enjoy the outdoors!

Visit a local Amusement Park

Visiting an amusement park may seem expensive, but if you look at all the ways to lower your cost, they can be quite budget friendly. Packing your own food and eating at your car, opt for a cheaper season pass ticket option and bringing your own drinks can all help cut your costs.

Plan a Beach Vacation

Taking a beach vacation is almost always budget friendly. Grab your sunscreen and swimsuit and head out for a day or two on the water. This can be even more budget friendly if you choose to go camping or stay in your car instead of renting a hotel room.

Visit a Historical Place

Have you ever visited some place like Gettysburg, PA or Lincoln’s home in Springfield, IL? They can be surprisingly budget friendly! Grab the family and head to your favorite historical landmarks for a cheap and educational family vacation option.

Take a local Music Tour

Most larger cities have a local music scene which means that even though you may live in the country, there is likely music near you. Head to the city over the weekend, book a hotel for a night or two and your only other costs can be cover charges or tickets. Make this an even cheaper option by packing your own food and eating at the hotel or AirBnB before you head to your next concert.

Go see Niagara Falls

Every family should see the beauty of Niagara Falls at least once in their life! It’s lucky for families that are looking for a cheap vacation idea that the only cost you’ll have is a hotel room and gas to get there! If you’re driving cross-country, make this an even better vacation by finding other national or local sights with free admission to stop and see along the way.

Visit a “Dude Ranch”

With so many people living in cities, most families never see something as simple as a horse at work. Visiting what was traditionally called a “Dude Ranch” can be a great way to not only learn about life outside of the city, but to get involved too!

Take a Museum Tour

Museums are typically very budget friendly and the chances of your town and state having a plethora of them are very high. Make a list of museums your family would enjoy in your state and spend a week driving to visit them. Your family will enjoy the road trip and learning while you enjoy keeping your vacation within budget.

If you’ve got your heart set on a major trip, consider becoming a mystery shopper as a way to make some extra income or as a way to cut down on some expenses while you’re on vacation.

Produce to Buy in March

March 4, 2019 by Sarah Leave a Comment

One of the best ways to save on your grocery budget is to buy fruits and vegetables that are in season. I’ll be posting a list of produce that you should be buying each month to get the best price and the best nutritional value. Sticking to a strict food budget doesn’t mean you have to give up on fresh produce.

We have the luxury of buying produce year-round, but there is a huge difference in flavor and price from buying asparagus in March or April rather than the fall. You can expect to pay three times as much for that asparagus in October.

Use this list, and your store sales ads, as a guide when making your meal plans this month. Your stomach (and wallet!) will thank you.

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52 Week Savings Plan

January 16, 2019 by Sarah Leave a Comment

Whether you’re trying to build an emergency fund or saving for a vacation, a Savings Plan is a useful tool for keeping you on track. Most yearly savings plans have you save $1 on Week 1 and work your way up to $52 on Week 52. This is definitely an option, but I find that I am pinching pennies even more than usual around Christmas.

I designed a Savings Plan that has you do the reverse. You allocate $52 on Week 1 and work your way down to $1 on Week 52. You still save $1378 over the course of the year, but it takes the pressure off of saving so much in December. Click the link below to download your free 52 Week Savings Plan. Let me know what you are saving for!

52 Week Savings Plan Download

If you prefer to manage your savings electronically, check out Digit. I’ve been using the app for a month and have already saved $65.54 in my Rainy Day fund and $36.51 in my Credit Card fund, to be used toward extra payments to pay off my credit card more quickly. The app uses an algorithm to determine how much can be transferred from your checking account to the savings funds each day without affecting your budget. You can even set a limit on how much is transferred each day. This is a great option for hands-off savings. Use this link to get $5 just for signing up.

Free Pantry and Freezer Inventory Printables

December 28, 2018 by Sarah Leave a Comment

In an attempt to get more organized going into the New Year, I put together a couple of inventory sheets to help me keep track of what I have on hand in the freezer and pantry. This will help immensely when it comes to menu planning. Why buy when you can use what’s on hand! Your wallet will thank you.

Click the links below to download your free printables. Happy New Year and happy cooking!

Free Download Pantry Inventory Printable

Freezer Inventory Printable Download

Pantry Inventory Printable Download